Preventing Fraudulent Workers Compensation Claims | Articles ...

Facts On Illegal Claims

False workers compensation claims can have a harmful effect on residential building companies. The numbers of fake claims vary from 1% to 20%, so it is not easy to obtain a solid picture of how widespread the phony claims are and what they cost business owners.

Reasons For False Claims

The reasons for false claim stem from many dissimilar motives and circumstances.

Workplace Atmosphere: If the managers of a workplace,do not show the proper respect for their workers they could create a toxic atmosphere in the workplace. Workers compensation claims are many times filed by people, who are eager to get away from the conditions of their jobs. To reduce the chance of claims from disgruntled employees, owners must strive to keep up morale through regualary meeting with staff, praising workers for well done jobs and giving bonuses if possible.

Cheap Labor: Low salaries are good for the bottom line. However, if an owner is paying the help sub-standard wages, a laborer may file a worker compensation claim based on a non-work or fake injury to obtain free money. That individual might start a business under the table, while collecting the insurance. For a construction worker, it is easy to get jobs as a handyman, doing carpentry work, etc.

High Risk Employment: Many residential construction jobs entail innate risks. However, when an employer does little to minimize those dangers, his worker may feel that the owner?s lax safety precautions have placed their health in jeopardy. An employee may induce an injury to avoid experiencing a more severe accident on the job. That is how the worker escapes from a dangerous job with the income to obtain an opportunity with less hazardous conditions.

Getting over on the Company: Occasionally, an owner may end up hiring a worker, who finds it gratifying to pull a fast one on the company by filing a false worker compensation claim. Ferreting out that kind of person can be difficult. However, skillful interviewing techniques by the owner may uncover a job candidate with this kind of attitude

Runners: Some workers compensation scam artists, who include phony medical clinics and shady lawyers, hire runners to recruit employees to file bogus claims. Stress to workers that getting involved in this type of scam can entail serious fines and jail time. Encourage staff members to report any approaches by runners to management.

Battling Bogus Claims

Mandate that any staff member tell management instantly about any injury on the job.

Make conversation with your employees. Learn what they are like and determine what type of principles do each have, and if the situation arises would that employee file an invalid workers comp. claim.

Teach your staff the techniques that will keep them out of harm?s way. Make sure that the persons in a restricted zone are there to complete tasks.

Utilize monitors to identify and rectify hazardous conditions. Monitors should also reprimand any employee, who displays unsafe behavior on the job. Foremen are automatically responsible for worker safety.

The monitor must be a knowledgeable individual, who has been given reduced duties in order to implement safety precautions. Monitors should not be supervising more than six workers, according to OSHA. Do thorough background checks. Make sure that new hirers don?t have a criminal record, which involved fraudulent crimes.

Warn your workers about how false workers compensation claims by colleagues can jeopardize their jobs and extend their responsibilities.

Offer monetary rewards to workers, who identify an individual that has filed a false workers comp. claims

Check with your insurance company to find out if they employ insurance investigators to validate claims. These investigators monitor the claimant?s behavior. If the ?injured? worker is performing hobbies that require an individual to be in fit physical condition or doing odd jobs that are strenuous, the investigator reports that to the insurance company. These types of reports usually result in the immediate termination of the claim.

Make sure that your insurance company utilizes medical staff and procedures to determine return to work status. If you feel one of your workers may be ready to return to work, notify the insurance company?s medical staff.

If you own a business, you are usually mandated by the state that you operate in to carry workers compensation insurance. Never do a project without worker?s compensation. Worker compensation protects you as well as your workers. Without worker compensation, you could lose your company and endanger your personal assets if an injury happens on the job.

Worker compensation claims will increase employer insurance costs. occupations. Do not make the mistake of questioning the validity of a claim when an honest accident has taken place.

Custom Contractors Insurance is dedicated to giving members of the building trade the best protection against exposure to risk from the on-the-job accidents Workers Compensation Insurance. Contact Us for a quote.

Custom Contract Insurance is committed to providing the best protection for home builders, contractors and employee through excellent worker compensation insurance Workers Compensation insurance. Our prices are excellent and well below the quotes of other insurance companies.

Source: http://articlesmesmerizing.com/finance/preventing-fraudulent-workers-compensation-claims

new orleans jazz fest dwight howard louis ck michelle duggar heisman cp3 lakers news